August 25, 2020 Shawn Bennett

People looking for a loan for the first time are often surprised to find out that lenders often do not ask to see credit history. Yet, it is actually the norm and not a rarity. The fact is that you must have a credit history to be able to get a loan. So, it stands to reason that if you do not have one, the lender would expect that you are an emergency loan applicant. Compare and choose the best lender Sometimes people apply for a loan online direct lenders for bad credit simply because they have extra money. They…

August 23, 2020 Shawn Bennett

You can probably figure out how to get a credit card without it having a negative effect on your credit report. However, there are some myths about credit cards that you need to learn about and you need to know these before applying for one. What you need to do before applying? First of all, you should know that you don’t need to be extremely poor to get into bad credit. If you have bad credit, you can still find a good card that will be easy to pay off. The best cards that I have found for people with…